SSFG FINANCIAL STRATEGIES
With our expert advice and industry-tested system, SSFG will give you the confidence to pursue your dreams now while keeping your long term financial future in mind. The future is unpredictable, but with SSFG in your corner, you will be able to face whatever life throws at you with confidence.
Be prepared for the unexpected and
able to live with a renewed sense of freedom
and lifestyle extra-ordinaire.
MORE TO LIFE
THE LIVING BENEFITS
THE LIVING BENEFITS
LIFE INSURANCE WITH LIVING BENEFITS
What if one suffers a heart attack, stroke, invasive cancer or Chronic illness (Long Term Care) and don’t die? Would the rest of the family be able to maintain standard of living if were financially impacted by a serious illness?
Traditional life insurance is designed to provide security for loved ones in the event of premature death… but what if one has a serious heart attack, invasive cancer or a stroke and don’t die? With a traditional life insurance policy, one would still need to make the premium payments and not see a penny of those benefits. Would the rest of the family be able to maintain the same quality lifestyle?
What if enrolled in a policy that allows one to gain not only the same benefits as a traditional life insurance policy but also additional benefits to help maintain loved ones’ Quality of Life? With benefits that can help cover the costs of critical or long-term chronic illnesses, benefits to help pay bills if an illness or condition leaves one unable to work or benefits that help supplement retirement income or to help with other needs.
Compare with Traditional Life Insurance
| Event | Traditional Life Insurance | Our Life Insurance |
|---|---|---|
| Incase of Death | ||
| Invasive Cancer | ||
| Heart Attack | ||
| Sudden Stroke | ||
| Chronic Illness |
Critical Illness Accelerated Benefit Rider
This rider allows the owner to accelerate some or all of the Insured Person’s base life insurance benefit in the event the Insured is diagnosed with a critical illness or condition
A Critical illness or condition is defined as one of the following:
- Heart Attack
- Major Organ Transplant
- Stroke
- Invasive Cancer
- Blindness
- End Stage Renal Failure
- Paralysis
- Amyotrophic Lateral Sclerosis (ALS-or Lou Gehrig’s disease)
Chronic Illness Accelerated Benefit Rider
This Rider allows the owner to accelerate some or all of the Insured Person’s base life insurance benefit in the event the Insured is diagnosed with a chronic illness or condition.
To qualify for benefits under the Chronic Illness Accelerated Benefit Rider, the Insured must be diagnosed with a chronic illness
A Chronic illness is an illness or physical condition that was initially certified by a licensed health care practitioner within the past 12 months and affects the Insured Person so that he or she:
- Is unable to perform at least two Activities of Daily Living (ADLs); or
- Requires substantial supervision by another person to protect the Insured Person from threats to health and safety due to severe cognitive impairment.
ADLs: Bathing, Dressing, Toileting, Transferring, Continence, Eating
Terminal Illness Accelerated Benefit Rider
This rider allows the owner to accelerate some or all of the Insured Person’s base life insurance benefit in the event the Insured is diagnosed with a terminal illness. A terminal illness is defined as an illness or physical condition that is certified by a physician to be reasonably expected to result in the Insured’s death within 24 months from the date of certification.
INDUSTRY PARTNERS AND AFFILIATES
At Silver Star Financial Group, you are our number one priority. With that in mind, we have partnered with some of the world’s most successful and innovative corporations, the best of the best, so you can have the peace of mind knowing that your financial well-being is in good hands.